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We work with multiple lenders to find you the best available rate regardless of your credit history. All credit types welcome — good, fair, or building. Starting from $5,000.
Adjust the numbers to see your estimated monthly payment
From application to approval — here's exactly how our financing process works.
Fill out our simple online application. This is a soft inquiry and does not affect your credit score. All credit types welcome.
When you choose a vehicle and move forward, we submit a full application to our lender network. This step involves a hard credit inquiry.
Your offers appear directly in your customer portal for you to review at your own pace — rate, term, monthly payment, and conditions. No phone pressure, no waiting on a callback.
Most customers already have a vehicle in mind when they apply. If you're approved for it, great — it's yours. If not, we'll show you vehicles that fit within your approved amount so you can still drive the same day.
Sign all paperwork digitally and schedule your delivery. We handle tag, title, and registration. Your car arrives at your door.
Takes about 3 minutes. Soft pull prequalification. No commitment required to see what you qualify for.
Everything you need to know about financing your next vehicle.
Estimated payments are for illustration purposes only and are based on the information entered. Actual rate, term, and monthly payment are subject to credit approval and lender requirements. Rates shown are estimated APR ranges and may vary. Tax, title, registration fees, and dealer fees are not included in estimated payments. $0 down subject to credit approval. Boines Auto Motors LLC dba Boines Direct. Georgia Dealer License UCAR047916. All financing arranged through third-party lenders.